Priority Rent Account
Your rent paid direct to your landlord, ontime, everytime
A safe and easy way to help you manage your rent payments
If you are a member of 6Towns Credit Union and a Tenant in receipt of Local Housing Allowance (LHA), or are preparing to receive Universal Credit, our Priority Rent Account offers a hassle-free way to manage your rent payments.
6Towns Credit Union can collect your LHA on your behalf, or help you separate out the rent from your Universal Credit payments, and then pay it directly to your landlord. Keeping your rent separate from your other money so you can’t spend it on anything else, can help you avoid rent arrears.
Benefits of scheme
Your rent is always separated
No fees or charges for you
Access to credit union services
How does it work?
To get started, you need to check that your landlord is registered with us so we can pay them direct. If they are not yet registered then let us know and we can send them details to get them signed up.
Then follow the steps below:.
Join 6Towns Credit Union
Complete Priority Rent Form
LHA or Universal Credit payment
What do I need to open a Priority Rent Account ?
You’ll need to become a member of 6Towns Credit Union first. If you are applying for membership in person, you will need proof of ID (e.g. passport or driving licence or recent benefit award letter) and proof of address (e.g. bank statement or utility bill).
You will then be able to set up a Priority Rent Account.If you are already a member with 6Towns, you won’t need to provide any new proof of identity.
Does it cost my landlord anything?
What happens if I receive less than the rent amount from Universal Credit or other benefits?
What happens if my circumstances change?
We will contact your landlord on the same day and let them know you have asked us to change the arrangement. Your landlord may then contact you about this.
What happens if I want to cancel my Priority Rent Account?
Any payments due within the 14 day notice period will still be made to your landlord unless they tell us they’re not owed the money.
How do I know if my landlord is registered with you to receive Priority Rent Payments?
contact us to register before we can open a Priority Rent Account for you. They will also need to sign your application form to agree to receiving payments and paying any associated charges.
If I get my Universal Credit paid to you how do I access the rest of my money?
What happens if my landlord is overpaid?
What happens if I move address?
What other services does 6Towns Credit Union offer?
Need help managing your Universal Credit payments?
In addition to our Priority Rent Account, we also offer a Christmas Savings Accounts,or a prepaid debit card, which can help you budget for other important bills. Please contact us for details.